PEOPLE BEHIND OUR SUCCESS

BOARD OF DIRECTORS

*AMB. ANTONIO L. CABANGON CHUA - Chairman Emeritus & Founder
*MR. D. ALFRED A. CABANGON - Chairman
*MR. J. ANTONIO A. CABANGON, JR. - Treasurer & Vice-Chairman
*MR. D. ARNOLD A. CABANGON - President

MEMBERS

*MR. J. WILFREDO A. CABANGON
*DR. ROBERTO B. ABAT
*MS. EVELYN T. CARADA
*MR. JUAN P. DAYANG
*COL. BENJAMIN C. ENRILE
*MS. LORETTA C. GALANG
*GEN. THOMAS P. MANLONGAT

*BENJAMIN V. RAMOS             
   Corporate Secretary
*AMBROCIA G. CANCIO     
   Assistant Corporate Secretary

*JUDGE PEDRO T. SANTIAGO
*DR. RAMON L. SIN 
*MS. ROWENA R. SULLANO
*MR. GERARDO M. TERUEL

OPERATING OFFICERS

*ANTONIO L. CABANGON CHUA
   Chief Executive Officer
*D. ARNOLD A. CABANGON
   President
*EVELYN T. CARADA
   EVP & General Manager
*VICTORIO A. YAP
   SVP & Chief Underwriter/
   Compliance Officer for
   Anti Money Laundering  
*AMBROCIA G. CANCIO
   SVP-Finance/
   Compliance Officer for   
   CorporateGovernance
*OSCAR S. REYES
   SVP-Marketing & Sales
*RAYGRACIANO O. ABUEL
   VP-Marketing
*EMMA M. ABAD
   VP- Finance
*CYRUS J. MARQUEZ
   VP-Visayas/Mindanao Sales

*VIRGILIO S. AQUINO
   VP-Group Sales
*MA. CIELO B. PASTRANA
   AVP-Treasury
*CARISA ANGELA C. DE MESA
   AVP- Personnel & Administration
*PILAR C. LIM
   AVP-Customer Service
*ANACLETO S. NEPOMUCENO, JR.
   AVP-Actuarial
*REYNALDO F. PARIS
   AVP-New Business
*SILVINO P. FELIX
   AVP-North Luzon/Central Sales
*NAZARIO A. MACALINTAL, JR., M.D.
   Medical Director
*BENJAMIN V. RAMOS
   Tax Compliance Officer